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Saturday, September 27, 2008

PROGRAM AT HERBAL BIZ (PPC)


The Herbal Biz Program is a global leader in the health and beauty industry offering a business opportunity for individuals who want to have their own business. Our goal is simple, helping individuals start their own business and giving them the tools they need to succeed. We want our new distributors to make money and have the flexibility to work from home or where ever they want. We provide our distributors with the best products our industry has to offer and at the same time try to pay the highest commissions.

We are an energetic and accomplished company focused on creating the best selling products on the internet today. We believe our distributors are the most important asset to our company and distributor support is our number one priority.

Herbal Biz manufactures and distributes a wide variety of herbal supplements, liquid formulas, and capsule products. We create unique, safe and effective products that help people supplement their lives.
it is also a payperclick program in which you can earn per click on the link on your site.
Herbal Biz has formulated a unique and highly effective line of herbal dietary supplements. It is our goal to provide retailers and vendors with the finest quality supplements ever made at wholesale prices barely above our manufacturing costs. We are proud to offer a wide range of 'high demand' herbal supplements made only from the finest pharmaceutical grade ingredients available.

For over 15 years, Herbal Biz has been committed to helping our customers, large and small, gain and maintain a competitive edge in the herbal supplements marketplace.

All of our raw materials must pass stringent quality controls before they are utilized. In addition, we use only those precursor materials that are of the highest quality that pass our in house quality inspection.visit : www.herbalbiz.com and get registered today

Monday, September 8, 2008

TERMS ASSOCIATED WITH FOREX TRADING

Ask: Price at which broker/dealer is willing to sell. Same as "Offer".

Bid: Price at which broker/dealer is willing to buy.

Bid/Ask Spread (or "Spread"): The distance, usually in pips, between the Bid and Ask price. A tighter spread is better for the trader.

Cost of Carry (also "Interest" or "Premium"): The cost, often quoted in terms of dollars or pips per day, of holding an open position.

Currency Futures: Futures contracts traded on an exchange, most typically the Chicago Mercantile Exchange ("CME"). Always quoted in terms of the currency value with respect to the US Dollar. Parameters of the futures contract are standardized by the exchange.

Drawdown: The magnitude of a decline in account value, either in percentage or dollar terms, as measured from peak to subsequent trough. For example, if a trader's account increased in value from $10,000 to $20,000, then dropped to $15,000, then increased again to $25,000, that trader would have had a maximum drawdown of $5,000 (incurred when the account declined from $20,000 to $15,000) even though that trader's account was never in a loss position from inception.

Fundamental Analysis: Macro or strategic assessments of where a currency should be trading based on any criteria but the price action itself. These criteria often include the economic condition of the country that the currency represents, monetary policy, and other "fundamental" elements.

Leverage: The amount, expressed as a multiple, by which the notional amount traded exceeds the margin required to trade. For example, if the notional amount traded (also referred to as "lot size" or "contract value") is $100,000 dollars and the required margin is $2,000, the trader can trade with 50 times leverage ($100,000/$2,000).

Limit: An order to buy at a specified price when the market moves down to that price, or to sell at a specified price when the market moves up to that price.

Liquidity: A function of volume and activity in a market. It is the efficiency and cost effectiveness with which positions can be traded and orders executed. A more liquid market will provide more frequent price quotes at a smaller bid/ask spread.

Margin: The amount of funds required in a clients account in order to open a position or to maintain an open position. For example, 1% margin means that $1,000 of funds on deposit are required for a $100,000 position.

Margin Call: A requirement by the broker to deposit more funds in order to maintain an open position. Sometimes a "margin call" means that the position which does not have sufficient funds on deposit will simply be closed out by the broker. This procedure allows the client to avoid further losses or a debit account balance.

Market Order: An order to buy at the current Ask price.

Offer: Price at which broker/dealer is willing to sell. Same as "Ask".

Pip: The smallest price increment in a currency. Often referred to as "ticks" in the futures markets. For example, in EURUSD, a move from .9015 to .9016 is one pip. In USDJPY, a move from 128.51 to 128.52 is one pip.

Premium (also "Interest" or "Cost of Carry"): The cost, often quoted in terms of dollars or pips per day, of holding an open position.

Spot Foreign Exchange: Often referred to as the "interbank" market. Refers to currencies traded between two counterparties, often major banks. Spot Foreign Exchange is generally traded on margin and is the primary market that this website is focused on. Generally more liquid and widely traded than currency futures, particularly by institutions and professional money managers.

Stop: An order to buy at the market only when the market moves up to a specific price, or to sell at the market only when the market moves down to a specific price.

Technical Analysis: Analysis applied to the price action of the market to develop trading decisions, irrespective of fundamental factors. Below are the most common technical studies.

OPENING A BROKERAGE ACCOUNT IN FOREX TRADING


Before you can begin trading stocks, you must open an account with your broker. Depending on what type of stockbroker you choose, opening an account can range from a very personal to very impersonal process.
There are several different types of accounts that most brokers offer in addition to the level of service you receive from the different types of brokers. First, let’s look at how the two basic different type of brokers set up accounts and then we’ll look at the different types of accounts.

Full-service Broker
A full-service broker will want to sit down with you and your spouse or partner and go over your financial situation in some detail. He or she will want to know about any debts, cash in the bank, any stock or mutual funds you own, retirement plans, insurance, home ownership, kids, and so forth.
It’s not that they are nosey – they are required to gather this information before they can make recommendations to you regarding investments. In the business, it’s called, “know your customer.” If a broker makes an inappropriate investment recommendation to someone because he or she did not take the time to find out all about the customer’s financial circumstances, the broker can face severe penalties.

This is one of the services you buy with the commissions you pay a full-service broker – recommendations that are appropriate for you individual financial situation. Many investors consider it money well spent.

Discount/Online Brokers
Discount and online brokers offer no advice and make no recommendations; therefore, setting up accounts with them is far less personal. There are still forms to fill out and questions to answer, however no one is going to come to your house and look at your checkbook.
You are on your own in determining if stock is right for you. Some particular types of investment (options, futures, and other high-risk investments) require you to certify that you are a knowledgeable investor, able to understand the risks associated with the product.

Account Types
There are several types of accounts that most brokers offer. They include:
Cash Accounts
Margin Accounts
Discretionary Accounts

There may be others that are particular to individual brokerages, but they will be variations of one of these three.

Cash Accounts
A cash account is the simplest type of brokerage account and the first one you will open.
Online and discount brokers will most likely require you to make a deposit with enough money to cover your trade before they will open your account. Many will place this money in an interest-bearing account until you are ready to trade. When you place a buy order, the broker transfers the money to the brokerage account to cover the trade.

When you sell a stock, the broker will deposit the proceeds in the account (unless you instruct them otherwise), so cash is available for the next purchase.

With a full-service broker, you may have three days to pay for your purchase depending on the broker’s policy. Trades must be paid for or “settle” within three days. This is called the “settlement date” and if you are a good customer with good credit, a full-service broker will give you those days to pay.

Some brokers allow you to pay for trades with a credit card, however unless you can pay off the balance as soon as you get the statement, don’t even think about doing this. No stock can overcome the 19% interest credit cards charge.

Margin Accounts
Margin accounts allow you to do just what I told you not to do with credit cards – borrow money to buy stocks, although under much more favorable conditions.
A margin account allows you to borrow up to 50% of the value of the stock from your broker when you make a purchase. For example, if you want to buy $10,000 of stock, you could write a check for $10,000 or with a margin account, write a check for $5,000, and borrow $5,000 from your broker.

By borrowing one-half the value of the stock, you can multiply your profits dramatically. Here’s how that works: If the price of the stock doubles to $20,000, your investment in the margin account ($5,000) has actually increase four fold.

With a margin account, you can make your money work harder, also known as using leverage and own more stock. However, there is risk. If the value of the stock falls instead of rises, your broker will issue a “margin call.” A margin call usually comes when the value of the stock falls below the value of the money lent to you by the broker. However, some brokers may have different thresholds for margin calls.

When you get a margin call, you have two options: You can deposit cash into the account to raise the value above the amount you borrowed or you can sell the stock immediately and pay off the loan. Some brokers may not give you the option of depositing cash, they may liquidate your position for you when the stock falls below a certain price.

Discretionary Account
Discretionary accounts give a broker or financial adviser the right to buy and sell stock without notifying you. If a broker wants this authorization, go find another broker. Unless you trust a broker or financial adviser with your life, never give anyone this type of control over you finances – it is the equivalent of a blank check.
There are circumstances when these types of accounts are appropriate; however, for most of us they are not only inappropriate, but also hazardous to our financial well-being.